What they say

STATEMENT OF TESTIMONIALS

The following statements were briefly provided by the participants as their general impression of the Seminar-Workshop. The participants have given their permission for ADFIAP/IDF to use it for testimonial and/or promotional references.

“We were able to learn about banking especially lending practices of other countries like SME Bank of Malaysia, Palau, etc.”

 

CATHERINE T. CAMARAO
Manager, Branch Banking Sector
Development Bank of the Philippines

“ADFIAP does it again! Another well-organized seminar which has deepened my understanding of development bank financing and risk management. A memorable learning experience!”

 

HARLEY FLETCHER
Commercial Loan Officer, Lending Department
National Development Bank of Palau

“Very informative! It helped improved my knowledge and skills in areas of lending. Good to know the best practices of other development banks and how they work for their environment. Hope to have more training with ADFIAP.”

 

DILKUI MARINO
Commercial Loan Officer, Lending Department
National Development Bank of Palau

“Well-organized from pre-seminar to the end. Expectations are met. ADFIAP Secretariat is a very good host specially to foreign delegation.”

 

EDGARDO C. DE GUZMAN
Project Development Officer
SME PMU, Programs Management Department II
Land Bank of the Philippines

“A job-well-done for the group. I came to appreciate the practices of other country/institutions in terms of lending. It widened my knowledge and skills in loan evaluation and risk identification for SMEs.”

 

CONNIE S. MORANDARTE
Account Officer
LBP-Rizal Lending Center
Land Bank of the Philippines

“I enjoyed this experience very much and learned a lot of things that I could apply back home. The only thing is that the characteristics of SMEs in Micronesia is pretty different from the other participants’ countries. Micronesia is very much smaller and less developed country so our challenges are different. I would appreciate if ADFIAP can organize a seminar/workshop targeted for small island countries or other countries of similar economic, market, and entrepreneurship characteristics”

 

KATHERINE GISOG
Branch Manager, Yap Branch
FSM Development Bank

“The program gave me an opportunity to meet new friends from other countries and to learn from their business practices”

 

MR. ALEX S. EUGENIO
Assistant Manager, Branch Banking Sector
Development Bank of the Philippines

“The learning was great as we were able to share experiences with other institutions in different countries formally and informally. Some of the topics discussed during the workshop were interesting and it is interesting to have opinions, new and indifferent”

 

AUGUSTINE JOSHUA
Manager 1, Enterprise Banking
SME Bank Malaysia

“We are able to learn on improving financial analysis and lending practices from different perspective and different countries. Understanding in-depth of credit risk management framework with information on BRR and FRR.”

 

ZAINI BIN JASAMI
Manager 1, Credit & Risk Management
SME Bank Malaysia

“The training was conducted perfectly throughout the 5-day period. The trainers are very effective and knowledgeable of the subject matter. We need to have more workshops and training like this in the future not only for
this area but also in other aspects (i.e., finance, IT, etc). This will improve skills of ADFIAP member countries and facilitate networking”

 

ALEKISIO AFOA
Manager, Finance & IT Department
Samoa Housing Corporation

“Aside from meeting new friends from Malaysia and Palau including cobankers from Landbank, this program gave me the chance to familiarize with other banking practices particularly for MSMEs”

 

JENNIFER L. AMPARADO
Administrative Services Officer VI, PD II-MSME
Development Bank of the Philippines

“We have gained knowledge in this 5-day seminar-workshop of ADFIAP and shared what we are practicing in SME Bank Malaysia. Though we came from different countries, we share the same objective in terms of SME financing…to support the entrepreneur. The speakers from Turkey and the Philippines shared valuable knowledge and experiences to the participants”

 

YUSZAIRI BIN IBRAHIM
Manager 1, Enterprise Banking
SME Bank Malaysia

“A very fruitful experience as it gives me the opportunity to learn and share with other participants different methods, practices, philosophy, etc. of SME banking. It broaden my horizon in understanding SME banking practices and
what lies ahead for SME banking”

 

MOHD NOR AZHAR BIN JAMIL
Manager 2, Credit & Risk Management
SME Bank Malaysia

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