ADFIAP’s Asia-Pacific Institute of Development Finance (IDF) conducted a 2-week “SME Bankers Program” from November 28 to December 9, 2016 at the St. Giles Hotel in Makati City, Metro Manila, Philippines. The program was attended by participants from the National Development Bank of Palau (NDBP) and the Philippine National Bank (PNB) who were awarded credentials in SME management.
This event, which is under the ADFIAP Career Credentialing Program (ACCP), was designed to equip the participants with important strategies, techniques and skills in planning and managing investments in SMEs.
The topics covered in the program included the concept of development finance and the place of SMEs in the process of development; role of SMEs in supplying ingredients for development; characteristics of SMEs as development projects; evaluation methodology in SME financing such as the 5C’s of credit; credit risk management and SME lending development program; credit policy development for SMEs; credit analysis and portfolio management; sectoral & management characteristics of SMEs; common identified business risks; loan security; asset-based collateral approach; performance-based approach; and regulatory compliance: developing a credit rating policy and system for SMEs.
The program also afforded the participants to visit SME conduit-DFIs like the CARDBank and the Small Business Corporation (SBC) where they were briefed on the institutions’ system of credit analysis, risk management, repayment policies, and an overview of organizational charts.
The main resource person of the program was Dr. Alberto Pena, Associate Director of the International Studies and Programs at the Illinois State University (ISU), U.S.A. For more details on ADFIAP’s ACCP program and the SME Bankers Program, please email the ADFIAP Secretariat at [email protected].