Survey on Funds and Loans Management Systems

Below is the Survey on Funds and Loan Management Systems for DFIs which has a two-fold objective:

(1)to ascertain the needs of ADFIAP member-institutions for information systems that will enable processing efficiency for handling and managing two areas of bank operations: (a) bank borrowings – foreign commercial loans, local commercial loans and ODA development funds; and, (b) bank lending – credit line or term loan; commercial, consumer and microfinance; wholesale and retail lending; and,

(2) to determine if there exists a critical mass of ADFIAP members that would be interested in acquiring a loans information system under a technical-assistance funding, through a fund-matching assistance to be offered by the envisioned information solutions project.

    PART 1 - GENERAL INFORMATION

    1. Does you bank have ODA funds? YesNo
    If yes, please check below your current funders?
    WBADBJBICKFW
       Others
    2. Please check the loan products that your bank offers:
    Credit LineFactoringMicrofinancingTerm Loans
    Commercial LoansConsumer Loans
    3. How do you mobilize your funds for relending?
    Wholesale, through bank affiliatesDirect lending windowsBoth of the above
    4. How many branches do you have? 
    5. How do you process/approve your loan applications?
    Centralized at head officeDecentralized through the branches
    6. Is your client information database centralized at the head office?
    YesNo

    PART 2 - LOANS SYSTEM FOR BANK'S BORROWINGS

    1. Does your bank have a loans system that automates the daily processing of transactions for managing your bank's borrowings?
       a. Foreign commercial loans YesNone
       b. Local commercial loans YesNone
       c. ODA-development funds under bilateral or multi-lateral agreements YesNone
    2. If yes, how did your bank acquire the loans system?
    In-house developed & completed in Year 
    Outsourced/acquired in Year 
    Local software companyForeign software vendor
    3. If in-house developed, how many application developers does your bank have?
    Programming languages used
    4. Please check below:
       2.1 RDBMS
    OracleMS SQL ServerMySQLDB2
       Others
       2.2 Operating System
    UnixWindowsLinux
    5. Is this system integrated with the bank's loans system for relending?
    Yes, it is seamlessNo, it is interfaced
    6. Do you experience any of these problems with the loans system for your bank's borrowings?
    7. If your bank has the budget, would you recommend a replacement?
    YesNo
       How soon would you recommend a replacement?
    SoonestWithin 1-2 yearsWithin 5 years

    PART 3 - LOANS SYSTEM FOR BANK'S RELENDING

    1. Does your bank have a loans system that automates the daily transactions processing of the bank's lending operations?
       1.1 Front-end / loan origination YesNo
       1.2 Back-end/backroom processing YesNo
    2. If yes, how did your bank acquire the loans system?
    In-house developed & completed in Year 
    Outsourced/acquired in Year 
    Local software companyForeign software vendor
    3. If in-house developed, how many application developers does your bank have?
    Programming languages used
    4. Please check below:
       2.1 RDBMS
    OracleMS SQL ServerMySQLDB2
       Others
       2.2 Operating System
    UnixWindowsLinux
    5. Is this system integrated with the bank's loans system for relending?
    Yes, it is seamlessNo, it is interfaced
    6. Do you experience any of these problems with the loans system for your bank's borrowings?
    7. If your bank has the budget, would you recommend a replacement?
    YesNo
       How soon would you recommend a replacement?
    SoonestWithin 1-2 yearsWithin 5 years
    We would appreciate it if you could spare some time to accomplish this survey, the results of which we hope to cover during the 33rd ADFIAP Annual Meetings in Vancouver this May.
    Thank you for supporting the initiatives of your Association.
    Name:
    Name of Institution:
    Designation:
    Contact No.:
    E-mail Address: